There could be three broad approaches for introducing CBS in DCBs.
First, the individual DCBs develop their own Data Centre (DC) and DatalDisaster Recovery Centre (DRC). A variant ofthis model could be the Application Service Provider (ASP) Model where the entire work is outsourced to an outside agency. Second, all UCBs
in every state brought under a common DC and DRC, owned and managed by a centralised agency. Third, DCBs share the DC and DRC of the other cooperative bank.
So far, the computerisation efforts in DCBs have largely remained bank-specific. It is rare to see that some uniform strategy is used for computerization of DCBs in different states. However, CBS being a cost intensive technology, decisions with respect to CBS implementation need to be taken with utmost care. It is usually seen that the decision
makers in cooperative banks are not much aware of developments taking place in the field of Information Technology and also about how to select a solution which is best in performance and at the same time cost effective. Moreover, most DCBs would not have the technical expertise available to take appropriate decisions in the matter. They would thus be exposed to the different vendors trying to push their products in the market. Further, DCBs lack the manpower skills that would be required for such technology management, particularly in the initial stages. Therefore, double care needs to be taken while opting for the first approach mentioned above.
A variant of the first approach mentioned above
was the case of an Application Service Provider (ASP) which would outsource the entire work for the DCB. It would provide the
DC/ DRC facilities and take care of the operations for a price. However, it would bring in dependency on external vendor and IT assets property will remain with the ASP. It would therefore be a great option if a group of DCBs come together and set-up a common data centre by way of sharing the cost incurred. This would ensure that the property remains with the member banks and whatever expertise required for managing operations of Data Centre are also shared.
First, the individual DCBs develop their own Data Centre (DC) and DatalDisaster Recovery Centre (DRC). A variant ofthis model could be the Application Service Provider (ASP) Model where the entire work is outsourced to an outside agency. Second, all UCBs
in every state brought under a common DC and DRC, owned and managed by a centralised agency. Third, DCBs share the DC and DRC of the other cooperative bank.
So far, the computerisation efforts in DCBs have largely remained bank-specific. It is rare to see that some uniform strategy is used for computerization of DCBs in different states. However, CBS being a cost intensive technology, decisions with respect to CBS implementation need to be taken with utmost care. It is usually seen that the decision
makers in cooperative banks are not much aware of developments taking place in the field of Information Technology and also about how to select a solution which is best in performance and at the same time cost effective. Moreover, most DCBs would not have the technical expertise available to take appropriate decisions in the matter. They would thus be exposed to the different vendors trying to push their products in the market. Further, DCBs lack the manpower skills that would be required for such technology management, particularly in the initial stages. Therefore, double care needs to be taken while opting for the first approach mentioned above.
A variant of the first approach mentioned above
was the case of an Application Service Provider (ASP) which would outsource the entire work for the DCB. It would provide the
DC/ DRC facilities and take care of the operations for a price. However, it would bring in dependency on external vendor and IT assets property will remain with the ASP. It would therefore be a great option if a group of DCBs come together and set-up a common data centre by way of sharing the cost incurred. This would ensure that the property remains with the member banks and whatever expertise required for managing operations of Data Centre are also shared.
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